INSS November Payments: Calendar and Thirteenth Salary Dates
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Brazil's social security agency, the INSS, has released its payment calendar for November. The calendar tells beneficiaries when they will receive their monthly payments.
Besides the regular monthly payments, November is also an important month because of the "thirteenth salary." This is an extra annual bonus that INSS beneficiaries receive on top of their normal payments.
The thirteenth salary is paid in two separate installments. The first installment is expected to be paid in November, though the exact date was not specified in the report.
The second installment has a clear deadline: it must be paid by December 18. This gives beneficiaries extra money before the end-of-year holidays.
The thirteenth salary tradition exists for both private-sector workers and INSS beneficiaries in Brazil. It is meant to help people cover extra costs that come with the holiday season, such as gifts and travel.
Officials recommend that beneficiaries check the official calendar carefully. Payment dates can depend on a person's benefit number and other factors, so it is useful to confirm the exact day.
This yearly bonus is an important part of financial planning for millions of retirees and other INSS beneficiaries across the country, especially during the final weeks of the year.
Vocabulary7 words
- INSS
- Brazil's government agency that pays money to retired people
- calendar
- a schedule showing specific dates
- beneficiaries
- people who receive money or help
- annual
- happening once every year
- installments
- parts of a payment given at different times
- deadline
- the final date something must happen by
- benefit
- money given regularly, such as a pension
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Quiz
Answer key
1. An extra annual bonus payment 2. December 18 3. True
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Fill-in-the-blank listening
Play the audio again and fill in the missing words as you listen.
Brazil's social security agency, the INSS, has released its payment _____ for November. The calendar tells _____ when they will receive their monthly payments.
Besides the regular monthly payments, November is also important because of the "thirteenth salary." This is an extra _____ bonus.
The thirteenth salary is paid in two separate _____. The first one is expected in November, though the exact date was not specified.
The second installment has a clear _____: it must be paid by December 18.
The thirteenth salary tradition exists for both private-sector workers and INSS _____ in Brazil.
Officials recommend that beneficiaries check the official _____ carefully, since dates can depend on a person's _____ number.
This yearly bonus is important for financial planning for millions of retirees across the country.
Discussion questions
- Why might end-of-year bonuses be especially important for retirees?
- Do you think having a fixed payment calendar is helpful for beneficiaries? Why?
- Does your country have a similar end-of-year bonus system?
- What kinds of expenses might people use this extra money for?
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