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Business203 words2 min read

Citibank Expert Warns About a Common Retirement Mistake

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A Citibank executive has spoken about a common mistake people make when planning for retirement.

Retirement is the period of life when a person stops working, often later in life.

The exec says this mistake is so common that it keeps them awake at night.

According to the exec, many people do not think enough about how to grow their money over time.

This can affect a person's portfolio, which is the group of investments a person owns.

The exec explained ways people can power up their portfolio to have more money later.

Building a strong portfolio can help someone feel more secure about their savings for the future.

The exec also described what a 'good' retirement actually looks like.

A good retirement, they say, means having enough money saved to live comfortably.

This kind of planning takes time, and it often means starting early.

Many people wait too long before they think about their retirement plans.

The exec's advice is meant to help people avoid this common mistake.

By understanding the mistake, people may be able to make smarter choices with their money.

The story reminds readers that small changes to a financial plan can matter a lot over time.

Vocabulary11 words

retirement
the time when a person stops working, usually when older
exec
an important person who leads decisions at a company
portfolio
all the investments, like stocks, that a person owns
investment
money put into something to make more money later
savings
money kept for future use instead of spent
financial plan
a plan about how to use and save money
power up
to make something stronger or bigger
comfortably
in a way that feels easy and good, without worry
secure
feeling safe, without worry
Citibank
a large bank that offers money services
common
happening often, to many people

Quiz

1. What does the Citibank exec say keeps them awake at night?
2. What is a 'portfolio', according to the story?
3. According to the exec, what does a 'good' retirement mean?

Fill-in-the-blank listening

Play the audio again and fill in the missing words as you listen.

A Citibank _____ has spoken about a common mistake people make when planning for retirement.

The exec says this mistake is so common that it keeps them awake at _____.

According to the exec, many people do not think enough about how to grow their money over _____.

This can affect a person's _____, which is the group of investments a person owns.

The exec explained ways people can _____ their portfolio to have more money later.

Building a strong portfolio can help someone feel more _____ about their savings for the future.

The exec also described what a 'good' _____ actually looks like.

A good retirement, they say, means having enough money saved to live _____.

Many people wait too long before they think about their retirement _____.

The exec's advice is meant to help people avoid this common _____.

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