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Owning a Home Can Affect Survivor's Pension for Retirees

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Some retired people in France own a house or a flat.

This can be a problem for a special pension called the survivor's pension.

A survivor's pension is money a widow or widower gets after their husband or wife dies.

In France, this pension depends on how much money you have.

If you own a home, this counts as part of your money.

So some retirees get a smaller survivor's pension, or no pension at all.

This happens because of the property they own.

Not all pension systems work the same way.

Some systems let people get the survivor's pension before age 55.

Other systems only give it after age 55.

There is also new help for retirees.

A new form is now pre-filled with information.

This form makes it easier to ask for the survivor's pension.

People do not need to write as much information themselves.

This should make the process faster and simpler.

Vocabulary15 words

survivor's pension
money given to a wife or husband after their partner dies
property
a house or flat that someone owns
form
a paper you fill in to ask for something
pre-filled
already has some information written on it
retiree
a person who has stopped working because they are old
pension
money paid regularly to old people who do not work
scheme
an official system or plan
asset
something valuable that a person owns, like a house
widow
a woman whose husband has died
widower
a man whose wife has died
income
money a person gets regularly
application
a request for something, like a pension
benefit
money or help given by the government
process
a series of steps to do something
simplify
to make something easier

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Quiz

1. What can reduce a retiree's survivor's pension in France?
2. What is a survivor's pension?
3. True or False: All French pension schemes allow the survivor's pension before age 55.

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Fill-in-the-blank listening

Play the audio again and fill in the missing words as you listen.

Some retired people in France own a house or a _____.

This can be a problem for a special pension called the survivor's _____.

A survivor's pension is money a widow or widower gets after their husband or wife _____.

In France, this pension depends on how much _____ you have.

If you own a home, this counts as part of your _____.

So some retirees get a smaller survivor's pension, or no pension at _____.

Not all pension systems work the same _____.

Some systems let people get the survivor's pension before age _____.

A new form is now pre-filled with _____.

This form makes it easier to ask for the survivor's _____.

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