INSS Allows Payroll Loans for Beneficiaries Without Facial Biometrics
Listen to the story
INSS is Brazil's social security agency. It helps old and sick people get money.
Some INSS beneficiaries have not done a face check. This face check is called biometrics.
Now, these people can still get a loan. It is called consignado. The bank takes small payments from the person's money each month.
To get this loan, the bank will check the person's bank data. This is a new way to check who the person is.
But there is a rule. New beneficiaries cannot get this loan in the first 90 days. This stops bad people from using new accounts for fraud.
INSS wants to protect people's money. The new rules help people get loans safely.
Vocabulary15 words
- biometrics
- checking a person's face or finger to know who they are
- loan
- money you borrow and pay back later
- consignado
- a loan where payments come out of your pay automatically
- bank data
- information about your bank account
- fraud
- when someone lies to steal money
- beneficiary
- a person who gets money help
- validation
- checking that something is true or correct
- rule
- something you must follow
- agency
- a government office that helps people
- payment
- money you give for something
- account
- where you keep your money in a bank
- check
- to look at something carefully
- block
- to stop something from happening
- protect
- to keep safe
- monthly
- happening every month
Quiz
Answer key
1. Brazil's social security agency 2. Bank data validation 3. False
Fill-in-the-blank listening
Play the audio again and fill in the missing words as you listen.
INSS is Brazil's _____ agency. It helps old and sick people get money.
Some INSS beneficiaries have not done a face check. This face check is called _____.
Now, these people can still get a _____. It is called consignado.
The bank takes small _____ from the person's money each month.
To get this loan, the bank will check the person's _____.
This is a new way to check who the _____ is.
New beneficiaries cannot get this loan in the first _____ days.
This stops bad people from using new accounts for _____.
INSS wants to _____ people's money.
The new rules help people get loans _____.