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BusinessTechnology135 words1 min read

India Sets New Rules on UPI Payment Charges

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India has a payment system called UPI. People use UPI to send money from their phones. UPI payments were free for a long time.

Now, the government has made a new rule. A charge called MDR will apply to some UPI payments. This charge can be between 5 rupees and 300 rupees.

The charge will only apply to UPI payments over 2,000 rupees. Smaller payments will still be free. This news came from a report on the government's budget.

The report said the government gave 2,000 crore rupees for UPI. But UPI needs 20,000 crore rupees. This is why the new charge was decided.

Many people use UPI every day in India. This new rule will change how some people pay for things. People want to know who must pay the new charge.

Vocabulary5 words

UPI
a way to send money fast from a phone
charge
money you must pay for something
MDR
a small fee shops pay when someone pays with UPI
budget
a plan for spending money
crore
a number equal to 10 million

Quiz

1. What is UPI?
2. Which payments will now have a charge?
3. True or False: The government said UPI needs more money than it got.

Fill-in-the-blank listening

Play the audio again and fill in the missing words as you listen.

India has a payment system called _____. People use UPI to send money from their _____. UPI payments were free for a long time.

Now, the government has made a new rule. A charge called _____ will apply to some UPI payments. This charge can be between 5 rupees and _____ rupees.

The charge will only apply to UPI payments over _____ rupees. Smaller payments will still be _____.

The report said the government gave 2,000 crore rupees for UPI. But UPI needs _____ crore rupees. This is why the new charge was _____.

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